Statement of Condition

ASSETS
Cash, Deposits and Investment Securities $16,010,000
Mortgage Pool Securities $4,993,000
Net Mortgage Loans $349,125,000
Net Non-mortgage Loans $21,903,000
Repossessed Assets $15,000
Real Estate Held For Investment $0
Office Premises and Equipment $4,935,000
Other Assets $5,911,000
Total Assets $405,960,000

LIABILITIES AND NET WORTH
Deposits $319,628,000
Escrows $839,000
Borrowings $53,000,000
Other Liabilities $1,417,000
Net Worth $31,076,000
Total Liabilities and Net Worth $405,960,000

Directors

Tito S. Smith
President and C.E.O.
Chairman of the Board

John O. Thompson

John L. Mikell

Robert K. Easterling

Howard L. Gardner, Jr.

H. Wesley Smith

Officers

Tito S. Smith
President and C.E.O.
Chairman of the Board

Michael L. Riddick
Senior Vice President and
Chief Financial Officer/Treasurer

W. Harvey Campbell
Senior Vice President/
Loan Administration

Pam Winkleman
Vice President

Kelly M. Bland
Vice President/
City Executive

Mary Ellen Webb
Vice President

Edwin Klipstine
Vice President

Lana Bunton
Vice President

Carl Dennard
Vice President


William Dew
Assistant Vice President

Debbie Jackson
Assistant Vice President/
Branch Manager.

Arthur B. Leary
Assistant Vice President/
Branch Manager.

Tammy Ridenhour
Assistant Vice President/
Branch Manager.

Fran Alford
Assistant Secretary

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